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Roger's Story

My Debts

My Debts
Photo: Donald Trung Quoc Don (Chữ Hán: 徵國單) - Wikimedia Commons - © / Wikimedia Commons, CC BY-SA 4.0

If I proclaim to be open and transparent then I have to stick to that.

Listed below are all my personal debts and, what I term, Institutional Debts – Companies/Bailiffs chasing me for money. This is important because I’ve lost count the number of times I’ve been compelled to gamble as a result of bailiffs continuously haranguing me, or guilt over money leant to me by friends and loved ones.

I will pay all my debts and everyone will get their money back. Thats never been in doubt. Not sure when but you will get your money back. I aim to pay back orderly and fairly. And I don’t blame the ‘Institutions’ chasing me either. I borrowed, I have to pay back. End of.

Just in case I’ve forgotten any, these are the ones I can remember, I’m sure I’ll be reminded of others and adding to them over the next 365 days.

Personal Debts

Ex wife

£15,000

Julian

£1,500

 and Sony Bravia TV

John H (ex-landlord)

£1,800

 Approx

Terry

 God knows! Still counting

Simon (friend)

£350

 and an iPhone

Jon & Susi(friends)

£500

Paul (friend)

£100

Web Wonders

£400

Phil

£600

Smithy (pub)

£35

Pat (Friend)

£30

Reg & Sue (friends)

£20

     

Total

£20,335

 minimum

'Institutional' Debts

Windsor & Maidenhead Council

£1,190

Council Tax arrears

£160

Housing benefit overpaid

£400

Egg Banking (now Apex Credit Management)

£7,114

HL Solicitors

£12,145

Iqor Recovery Services

£1,751

BPO Collections

£79

Virgin Credit Card

£12,000

 approx

Past Due Credit Solutions

£320

Wescot Credit Services

£1,700

Vanquis (now Impact Collections)

 £400

Express Finance

£645

Natwest (Apex Credit Management)

£2,393

Total

£40,297

 minimum

Grand Total

£60,232

 minimum

Think the message is simple - try and do all you can to not get sucked into gambling if you have any compulsive tendancies or an addictive personality.

Need to talk to someone today?

The National Gambling Helpline is free and confidential, open 24 hours a day: 0808 8020 133. More options on our help page.

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