My Debts

My Debts

If I proclaim to be open and transparent then I have to stick to that.

Listed below are all my personal debts and, what I term, Institutional Debts – Companies/Bailiffs chasing me for money. This is important because I’ve lost count the number of times I’ve been compelled to gamble as a result of bailiffs continuously haranguing me, or guilt over money leant to me by friends and loved ones.

I will pay all my debts and everyone will get their money back. Thats never been in doubt. Not sure when but you will get your money back. I aim to pay back orderly and fairly. And I don’t blame the ‘Institutions’ chasing me either. I borrowed, I have to pay back. End of.

Just in case I’ve forgotten any, these are the ones I can remember, I’m sure I’ll be reminded of others and adding to them over the next 365 days.

Personal Debts

Ex wife

£15,000

Julian

£1,500

 and Sony Bravia TV
John H (ex-landlord)

£1,800

 Approx
Terry  God knows! Still counting
Simon (friend)

£350

 and an iPhone
Jon & Susi(friends)

£500

Paul (friend)

£100

Web Wonders

£400

Phil

£600

Smithy (pub)

£35

Pat (Friend)

£30

Reg & Sue (friends)

£20

Total

£20,335

 minimum

‘Institutional’ Debts

Windsor & Maidenhead Council

£1,190

Council Tax arrears

£160

Housing benefit overpaid

£400

Egg Banking (now Apex Credit Management)

£7,114

HL Solicitors

£12,145

Iqor Recovery Services

£1,751

BPO Collections

£79

Virgin Credit Card

£12,000

 approx
Past Due Credit Solutions

£320

Wescot Credit Services

£1,700

Vanquis (now Impact Collections)

 £400

Express Finance

£645

Natwest (Apex Credit Management)

£2,393

Total

£40,297

 minimum

Grand Total

£60,232

 minimum

Think the message is simple – try and do all you can to not get sucked into gambling if you have any compulsive tendancies or an addictive personality.